How it works
Understand the basic reverse mortgage structure without confusing jargon.
For Ohio homeowners and families
Clear reverse mortgage information before you make a decision.
Download the free guide and learn how reverse mortgages work, common myths, homeowner responsibilities, options for heirs, and questions to ask before moving forward.
Educational guide | No pressure | No obligation | Qualification and program guidelines apply
Education FirstPlain-English information before numbers.
Family FriendlyHelpful for homeowners and adult children.
Ohio FocusedLocal guidance from The Matthew Enright Team.
Start Here
Is a reverse mortgage worth exploring?
A reverse mortgage may allow eligible homeowners to access a portion of their home equity while continuing to live in the home, as long as required loan obligations are met.
It is not the right fit for everyone. That is why the first step should be education, family conversation, and a no-pressure review of your goals.
Download the Guide
Your home. Your life. Your decision.
Inside the Free Guide
What you'll learn in plain English.
Homeowner responsibilities
Learn why taxes, homeowners insurance, occupancy, and maintenance still matter.
Heir options
Know what families should discuss before a loan is ever started.
A good conversation should reduce confusion, not create it.
Family Conversation
Helping Mom or Dad review their options?
Adult children often help parents evaluate whether staying in the home, preserving monthly cash flow, or using home equity strategically makes sense.
The guide gives families a neutral starting point so everyone can ask better questions before deciding what to do next.
Send Me the GuideFAQ
Common reverse mortgage questions.
Do I still own my home?
Yes. With a reverse mortgage, you remain the homeowner. You must continue meeting the loan obligations, including property taxes, homeowners insurance, and home maintenance.
Will I have a monthly mortgage payment?
Many reverse mortgage borrowers do not make a traditional monthly principal and interest mortgage payment, but required property charges such as taxes, insurance, HOA dues if applicable, and maintenance remain the homeowner's responsibility.
Can my children inherit the home?
Your heirs generally have options when the loan becomes due, such as selling the home, refinancing, or paying off the loan balance if they want to keep the property.
Is a reverse mortgage right for everyone?
No. It depends on your goals, equity position, age, long-term plans, property eligibility, and ability to meet ongoing property obligations.
Ready to learn more?
Schedule a free, no-pressure consultation.
Bring your questions. Bring your concerns. Bring your family if you'd like. We'll walk through the basics and help you decide whether this is worth exploring further.